Credit Analysis

It is important to understand the information on your credit report that could potentially affect your credit score negatively. For instance, there are certain parts that could be updated or removed to improve your score if you have already addressed the outstanding debt it refers to.

A credit analysis will give you a detailed breakdown of each account, its status, how it affects your credit profile and what can be done to improve it. This service is available free of charge and includes in-depth classification of the negative information on your profile.

Credit Checks

Did you know that you can request a free annual report from any registered South African credit bureau? This report shows the status of your accounts, including if any are in arrears, up to date, or have any judgments against them. Armed with this information, you can reach out to Libertine Consultants for a credit analysis.

Credit bureaus

Did you know that whenever you apply for a loan or credit agreement, your credit activity is recorded by a credit bureau? This report shows whether you have been managing your credit well or not, and is used to determine your creditworthiness. Just keep in mind that this information is available to the public!

Would you like to learn more about your personal credit report and why it matters? We would love to help! Simply click the link below and fill out the form. Once we receive your information, one of our friendly consultants will reach out to you to walk you through the process and answer any questions you may have.